A Refundable Accommodation Deposit (RAD) is a lump sum payment towards the cost of accommodation in a residential aged care home.
A Daily Accommodation Payment (DAP) is an alternative way of paying for accommodation through ongoing daily payments.
Depending on your circumstances, you may be able to pay using a RAD, a DAP or a combination of both.
For residents entering care under the accommodation arrangements introduced on 1 November 2025, a government-regulated retention amount may apply to a RAD.
Calvary's individual aged care home pages provide accommodation pricing and an estimator to help you understand different payment options.